Getting a Florida Renters Insurance Quote is as Easy as 1-2-3!
What is Renters Insurance?
Basically, Renters Insurance is just like Homeowners Insurance, only for those who rent their place of residence. Whether you live in a condo, apartment, house, duplex, etc., Renter’s Insurance can protect you and your assets. Having renter’s insurance can help incurring costs of damages should anything happen to a rental property that you are living in.
Doesn’t My Landlord’s Insurance Cover Me?
NO! Do not make the mistake of assuming your landlords Homeowner’s Insurance will cover you and your assets. A landlord’s policy covers only the physical structure of the rental property, not your belongings. If the person who owns the building has rental insurance, they will be protected from cost to them should something happen to the building, but they are not responsible for covering your belongings.
The Next Step…
Purchasing renter’s insurance ensures that your property is protected should anything happen. Don’t make the mistake of thinking you are invincible, you do need insurance for your belongings, even if you live in a rental property. You are the only one who is responsible for protecting your assets. Contact Gulf Coast Insurance, LLC today for more information and fill out our free renters insurance quote form!
Renters policy coverage, sometimes called “apartment insurance,” not only protects personal property like your TV, furniture, and clothing from a variety of losses, but can also include liability coverage which could help if someone is accidentally injured on the property due to negligence, such as slipping on a wet floor in the kitchen.