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Black SUV
catering van
row of cars
Semi-Truck on Road.jpeg
Dump Truck

Many states require individuals to purchase auto insurance to protect their cars. Car insurance is mandated for good reason- if you get into an accident, you and the other driver involved will be thankful you have coverage. If you are a business owner whose company has a fleet of vehicles or one of the many industries requiring a business or commercial vehicle, the same auto insurance needs still apply.

Even if your employees use company cars for both business and personal use, it would be good to look into purchasing a commercial auto policy for your business. If the business is the owner of the vehicle, make sure the name of the business appears on the policy as the “principal insured” rather than your name. Professions with a need for a commercial auto policy include contractors, carpenters, electricians, plumbers, concrete, drywall, haulers, landscapers, lawn maintenance, and painters to name a few. 

Gulf Coast Insurance has the experience you are looking for when it comes to commercial auto insurance. This knowledge extends to dump trucks, tractor trailers, and commercial trailers including truck utility and large dumb body trailers.

Whether your company needs to purchase a commercial auto insurance policy is dependent on the type of driving its employees do. The coverage needs of a cleaning service, restaurant, or shop vary from those of a contractor, sub-contractor, or long-distance hauler. Our agents will sit down with you and explain your business’s auto insurance options. You will be asked about how your employees use their vehicles, which employees drive company cars, and if some employees will be using their own cars for company work and travel.

We understand that you may have questions about the type of coverage that may be right for you. Our friendly agents will walk you through your insurance shopping, and search the country to find you the most competitive rate. Contact us today or call (239) 403-3940 to learn more about your options- or get a free commercial auto insurance quote right now!

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