Gulf Coast Insurance, LLC Blog

An otherwise normal day could be turned upside down if you have an accident. It can be a stressful experience, and it will be even more stressful if you do not file your claim with car insurance in FL properly, or the other driver disputes your version of events. Here are some tips about what you should do after an accident.

Take a breath

Try to stay calm. It’s easier said than done, but being flustered makes you think irrationally and impulsively. Staying calm will help you deal with the situation in a methodical and thorough manner.

Check for injuries

More important than ensuring you will be paid for damage is ensuring that you and your passengers are okay. Call an ambulance if anyone is injured. Warn people of the accident scene by putting your hazard lights on if it’s safe to do so.

Call the police if warranted

The police will play an important role in resolving any disputes and determining how the accident happened. Ask how to obtain a copy of the police report.

Don’t admit fault

Admitting fault violates your agreement with the insurer. Fault is for the police and insurance companies to determine.

Exchange details

Get as many details as you can from the other driver, including name, address, phone number, license number, car type, and plate number. Also get any details of witnesses.

Contact your agent or insurer

Providing you follow these steps, the process of lodging a claim with car insurance in FL may be much easier. The more information you are able to provide, the faster your claim may be processed!

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