Gulf Coast Insurance, LLC Blog

When you think of boat insurance the first thing that may come to mind is probably replacement funds should your boat sink. While that’s a valid reason for purchasing insurance, protecting yourself against the costs involved in a lawsuit if a passenger is injured while on board is also a extremely persuasive reason to invest in insurance in Naples. Boating community may offer you a relaxed and fun lifestyle, so don’t place it in potential jeopardy by not protecting your boat with the appropriate insurance, such as:

• Personal liability. This part of boat insurance usually covers the cost of medical bills and potential lawsuits if a passenger is injured while on your boat.
• Property damage. A car reversing down a boat ramp, another boat or someone’s dock are all things that you may potentially collide with while using your boat. Property damage insurance is designed to cover this type of damage.
• Boat damage. Depending on the policy you choose, boat damage insurance usually covers the cost of repair or replacement if your boat is damaged.
• Optional coverage. Many boating enthusiasts have a number of different types of equipment on board, such as fishing gear or diving apparatus. You may choose to buy additional insurance coverage to pay for potential equipment losses.

Before you purchase your boat it makes considerable sense to know how much you’ll likely need to pay for adequate boat insurance in Naples. Boating enthusiasts are welcome to contact us for advice and quotes.

*