Florida flood insurance offers protection against losses that result from heavy and lengthy rain falls, storm surges, blocked storm drainage systems, snow melts, etc.—allowing you to proactively safeguard your home and possessions.
Are you a Florida resident who lives in an area prone to flooding? In 2003, Congress mandated that FEMA update their Flood Maps. Therefore, the projected date for the new flood zones to take effect is on May 16, 2012. When the new flood zone maps become effective, most of this area will be considered a high risk flood zone.
Also, FEMA will use the new flood maps to determine how much flood insurance policies are going to cost. As a result, if your new flood zone is A, AE, AH, or VE, your property will be in a high risk flood zone and your lender may require you to buy flood insurance. However, even if you are not required to, you should purchase one of our reliable and affordable policies!
We have a variety of options to cater to your needs, which you can customize depending on where you reside. Our agency has the new low cost flood insurance option, which will reduce the financial burden placed on property owners whose buildings are being newly mapped into a high risk flood area. In addition, we will a preferred risk flood policy with extended eligibility. This option will give a discount on flood insurance rates for two policy years from the map revision date. After the initial two years, you will be eligible for a low cost standard-rated policy with options like grandfathering, elevation rating, and higher deductibles.
There’s no reason why you should place your home and livelihood at risk. Contact Gulf Coast Insurance, LLC, today; we’ll get you on the path to superior flood protection with an affordable and comprehensive policy for flood insurance in Florida